Identity

The Animal Husbandry Infrastructure Development Fund is an investment incentive scheme established under the Atmanirbhar Bharat Abhiyan stimulus package, providing interest subvention and credit guarantees to lower capital financing costs.

Overview

Administered by the Central Government's DAHD, the AHIDF incentivizes private capital expenditure (CapEx) in downstream processing, animal feed plants, veterinary diagnostic laboratories, and breed multiplication technologies. It delivers a 3% interest subvention, directly reducing the financing costs for commercial feed mills and infrastructure projects.

Structured Facts

Classification

Financial Assistance & Subsidies

Purpose

To incentivize private capital expenditure in animal husbandry infrastructure, including meat and milk product diversification, animal feed plants, and veterinary diagnostics.

Scope & Applicability

Applicable to Micro, Small, and Medium Enterprises (MSMEs) and other enterprise categories accessing scheduled commercial banks, cooperative banks, regional rural banks, and empanelled NBFCs.

Regulatory Requirements

Mandatory online application via www.ahidf.udyamimitra.in. Project Approval Committee (PAC) sanctions projects <= ₹50.00 crore; Project Sanctioning Committee (PSC) sanctions projects > ₹50.00 crore.

Compliance Criteria

Mandatory enterprise margin contribution based on business size. Financial assistance strictly excludes land procurement, leasing, working capital, old machinery, or personal-use vehicles. Must maintain SPCB Consent to Operate (CTO).

Monitoring & Inspection

Lending banks are required to appraise applications within 30 days of DAHD screening. Lending banks submit subvention claims on the portal.

Environmental Limits

Disbursements are contingent upon compliance with State Pollution Control Board environmental regulations.

Documentation & Record Keeping

Requires Loan Application Filing (LAF) screening by DAHD to classify as Eligible, Returned, or Rejected.

Penalties / Non-Compliance

Revocation of environmental CTO triggers immediate loan repayment acceleration. Non-performing assets (NPAs) trigger credit guarantee recovery under NCGTC or Nabsanrakshan guidelines. Default results in moratorium loss or credit guarantee revocation.

Quantitative Data

• Maximum Permissible Limits: Loan value covers up to 90% of total project CapEx. Individual project credit guarantee is capped at ₹25.00 Crore.
• Compliance Thresholds: Margin Contribution: Min 10% (Micro/Small), Min 15% (Medium), Up to 25% (Other). Interest Subvention: 3.0% per annum for max 8 years. Repayment: Max 10 years including max 2 years principal moratorium. Lending Rate Cap: Max 200 basis points over External Benchmark Lending Rate. Credit Guarantee Fee: 0.25% per annum.
• Unit: Percentage (%), Crore INR, Basis Points, Years.

Relationships

• Government Schemes: National Livestock Mission, SPCB Consent to Operate
• Regulatory Authorities: Department of Animal Husbandry and Dairying (DAHD), PAC, PSC, NCGTC